So I was thinking about my bank account the other day and how limited it is. If I were to take out $30 every week for a while, my bank account would soon be at zero, considering I actually don't have a job and have NO income. Well how long would I be able to keep taking out money? What if I had gotten past the $0 mark? Would the bank allow me to withdraw money until I was in the negatives? How much money would it let me go over? These are weird questions that I have sometimes wondered. Luckily, I'm not spend thrifty enough to spend until my bank account goes below zero, but what would the bank really do? Since I don't have a job, would they just stop serving me? Hmmm...
When I was on my teaching placement, the students were learning some good character traits and one of the lessons was teaching about an emotional bank account. This would work the same as a cash bank account, except it is with peoples' emotions (mainly speaking about your friends). It was saying that when you continuously take and take from your friends without reciprocating, that your friends will soon disappear. The video the students' watched was of a girl named Nelly. Nelly was very busy all the time and when her friends asked her to go somewhere, she would agree... but eventually she would flake out and would either forget, or cancel. This was because Nelly was a very busy girl with cheerleading, student council, team sports etc. Then she asked her friends "You're not mad are you?" and her friends reluctantly said "No.. forget it." and walked away. It was weird because even though this video was kind of cheesy and for 11 year olds to know how important it is to appreciate your friends, it was all true. If we all thing about times where friends have taken us for granted, or maybe had withdrawn more times than they have deposited - it was true.
People don't always like to do things without some sort of gratification or appreciation. People don't like to work hard and not be praised. This goes for everyone, not just students.
Lately I feel like I've been a bit overdrawn. The bank of Carole is getting tired and it's as if I don't know when it's going to close. I guess this is what bankruptcy feels like... financially and emotionally.
Friday, November 14, 2008
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2 comments:
Yea.. I'm pretty broke too. Lets join the accounts together and make it look like we have more! :D
Being broke in both banks is a load of unnecessary stress. But these days, with credits and stuff, it takes a lot of the load off your mind but nonetheless, it's money that you don't have. If I didn't have any credit cards as a source of emergency fund, I'd panic because I have bills to pay but no money to pay it with. The bank knows better not to close your account because you have $0 in it. They would do the opposite and tell you that you've been approved for a credit card or something.
In the end, you have to sit down determine what you consider a necessity and put your money towards that. Luxury can wait until the day you have a steady income again.
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